Candy L. Kulich - 15 Years in the Real Estate Industry

 
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Uniform Residential Loan Application
This application is designed to be completed by the applicant(s) with the lender's assistance. Applicants should complete this form as "Borrower" or "Co-Borrower", as applicable. Co-Borrower information must also be provided (and the appropriate box checked) when the income or assets of a person other than the "Borrower" (including the Borrower's spouse) will be used as a basis for loan qualification or the income or assets of the Borrower's spouse will not be used as a basis for loan qualification, but his or her liabilities must be considered  because the Borrower resides in a community property state, the security property is located in a community property state, or the Borrower is relying on other property located in a community property state as a basis for repayment of the loan.
Bold = Required field
Mortgage Applied for:
V.A.
Conventional
FHA
FmHA
Other
Amount
No. of Months
Mortgage Type
30 Year Fixed
GPM
Other (explain)
ARM (type)
I. TYPE OF MORTGAGE AND TERMS OF LOAN
II. PROPERTY INFORMATION AND PURPOSE OF LOAN
Subject Property Address (street, city, state, ZIP)
No. of Units
Legal Description of Subject Property
Year Built
Loan Type
Property will be:
Primary Residence
Secondary Residence
Investment
Title will be held in what Name(s)
Manner in which Title will be held
Source of Down Payment, Settlement Charges and / or Subordinate Financing (explain)
III. BORROWER INFORMATION
Borrower's Name (include Jr. or Sr. if applicable)
Home Phone
Age
Years School
Authorization to pull your credit?
Marital Status
Married
Unmarried (include single, divorced, widowed)
Separated
Dependents (not listed by Co-Borrower)
Dependent 1 (Age)
Dependent 2 (Age)
Present Address (street, city, state, ZIP)
If residing at present address for less that two years, complete the following:
No. of Years
Rented
Owned
Former Address (street, city, state, ZIP)
No. of Years
Rented
Owned

IV. CO-BORROWER INFORMATION

Co-Borrower's Name (include Jr. or Sr. if applicable)

Home Phone (incl. area code)
Age
Authorization to pull your credit?
Years School
Marital Status
Married
Unmarried (include single, divorced, widowed)
Separated
Dependents (not listed by Borrower)
Dependent 1 (Age)
Dependent 2 (Age)
Present Address (street, city, state, Zip)
No. of Years
Rented
Owned
If residing at present address for less than two years, complete the following:
Former Address (street, city, state, ZIP)
No. of Years
Rented
Owned
Former Address (street, city, state, ZIP)
No. of Years
Rented
Owned
V. EMPLOYMENT INFORMATION
(Borrower) Name and Address of Employer
Self Employed
No. of
Years on the job
Years employed in this line of work / profession
Position / Title / Type of Business
Business Phone
Name and Address of Employer
Self Employed
Position / Title / Type of Business
Business Phone
If employed currently for less than two years or currently employed in more than one position, complete the following:
Name and Address of Employer
Dates (from-to)
Monthly Income
Position / Title / Type of Business
Business Phone (incl. area code)
Name and Address of Employer
Dates (from-to)
Monthly Income
Position / Type / Type of Business
Business Phone (incl. area code)
(Co-Borrower) Name and Address of Employer
Self Employed
No. of
Years on this job
Year employed in this line of work / profession
Position / Title / Type of Business
Business Phone
Name and Address of Employer
Self Employed
Position / Title / Type of Business
Business Phone
If employed in current for less than two years or if currently employed in more than one position, complete the following:
Name and Address of Employer
Dates (from-to)
Monthly Income
Position / Title / Type of Business
Business Phone (incl. area code)
Name and Address of Employer
Dates (from-to)
Monthly Income
Position / Title / Type of Business
Business Phone (incl. area code)

VI. MONTHLY INCOME AND COMBINED HOUSING EXPENSE INFORMATION

Borrower
Base Empl. Income*:
Overtime:
Bonuses:
Commissions:
Dividends/Interest:
Net Rental Income:
OTHER (see below):
OTHER (see below):
Net Rental Income:
Dividends/Interest:
Commissions:
Bonuses:
Overtime:
Base Empl. Income*:
Co-Borrower
OTHER (see below):
Net Rental Income:
Dividends/Interest:
Commissions:
Bonuses:
Overtime:
Base Empl. Income*:
Total
Combine Monthly Housing Expense (Present)
Rent:
First Mortgage:
Other Financing (P&I):
Hazard Insurance:
Real Estate Taxes:
Mortgage Insurance:
Homeowner Assn. Dues:
Other:
Other:
Homeowner Assn. Dues:
Mortgage Insurance:
Real Estate Taxes:
Hazard Insurance:
Other Financing (P&I):
First Mortgage:
Rent:
Combine Monthly Housing Expense (Proposed)

*Self Employed Borrower(s) may be required to provide additional documentation such as tax returns and financial statements.

Describe other Income Notice: Alimony, child support, or separate maintenance income need not be revealed if the Borrower(B) or Co-Borrower does not choose to have it considered for repaying this loan.

This statement and any applicable supporting schedules may be completed jointly by both married and unmarried Co-Borrowers if their assets and liabilities are sufficiently joined so that the Statement can be meaningfully and fairly presented on a combined basis; otherwise separate Statements and Schedules are required. If the Co-Borrower section was completed about a spouse, this Statement and supporting schedules must be completed about that spouse also.
Completed
Cash deposit toward purchase held by:
Stocks & Bonds (Company Name / Number & description)
Life insurance net cash value
Life insurance face value amount
Subtotal Liquid Assets
Real estate owned (enter market value from schedule of real estate owned)
Vested interest in retirement fund
Net worth of business(es) owned (please furnish financial statement upon request)
Automobiles owned (make and year)
Other assets
Total Assets
15 Year Fixed
Cost
Estimated Improvements
Purpose of Refinance
Estimated Current Value
Amount Existing Liens
Purchase Price
Year Property Acquired
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